Business Funding All 50 States

At Cedric Burl and Company, we're dedicated to helping businesses thrive by providing access to tailored funding solutions through our extensive network of approved lenders. Regardless of your credit score, our lenders offer programs designed to support businesses with good credit, bad credit, and everything in between.

Flexible Financing Solutions

We understand that traditional metrics like credit scores don't always paint the full picture of a business's potential. That's why we take a holistic approach, considering factors such as annual revenue and growth opportunities when assessing your eligibility for financing. Our goal is to empower you to achieve your business objectives, whether you're seeking to expand operations, invest in new equipment, or manage cash flow.

Transparent Interest Rates

At Cedric Burl and Company, transparency is key. Our lenders offer a range of financing options, each with its own interest rates tailored to meet your specific needs. From SBA loans to equipment financing, our rates are competitive and designed to ensure that you receive the best possible terms for your business. We work diligently to secure the most favorable rates and terms available, so you can focus on driving growth without worrying about hidden costs.

Efficient Application Process

Time is of the essence when it comes to securing funding for your business. That's why we've streamlined our application process to ensure fast and efficient approval. With our digital application and simple documentation requirements, we can secure up to $250,000 within a few hours. Larger transactions may take slightly longer, but we're committed to moving swiftly to meet your funding needs.

Personalized Support

When you partner with Cedric Burl and Company, you'll have access to a dedicated team of Business Finance Advisors who are committed to your success. Our experts will work closely with you to understand your unique goals and challenges, providing personalized guidance and support throughout the financing process. Whether you have questions about repayment options or need assistance with documentation, we're here to help every step of the way.

Nationwide Coverage

Cedric Burl and Company offers financing options for businesses in all 50 states. Our goal is to make funding accessible to entrepreneurs across the country, regardless of location or industry. Whether you're based in a bustling metropolis or a rural community, we're here to help you secure the funding you need to succeed.

Frequently Asked Questions

What Are the Interest Rates for Business Loans?

Interest rates vary based on the type of lending product you choose. Our diverse range of financing options includes SBA loans, equipment financing, business term loans, lines of credit, inventory financing, A/R financing, and asset-based lending. Rates fluctuate and depend on factors such as creditworthiness, collateral, and market conditions.

- Equipment and SBA funding typically offer rates in the single digits (6-8% range).

- A/R and asset-based lending may have high single-digit rates for businesses with quality receivables or collateral.

- Rates for businesses without B2B receivables or collateral start at around 1% per month, equivalent to 12 to 18% annually. We strive to secure the most competitive rates tailored to your specific needs.

Do your lenders require a credit check?

Some of the organizations we work with conduct soft credit pulls to assess your eligibility and match you with suitable lenders.. While most lenders on our platform also perform soft credit checks, we transparently inform you if a hard inquiry is required to receive an offer.

How Quickly Can I Obtain a Business Loan?

With our streamlined digital application process and submission of 6 months' bank statements, you can secure up to $250,000 within hours. Larger transactions, such as those ranging from $1 million to $5 million, may take 3 to 7 business days with some of our partners. Funding time varies depending on the financing solution; for instance, equipment financing typically takes 3 to 10 business days, while SBA loans can be processed in as little as 45 days.

Are Personal Guarantees Required for Business Loans?

While some funding products may require personal guarantees, we offer options without them. Discuss your preferences with your Business Finance Advisor, who can provide details on qualifying products and terms based on your business's profile.

What Payment Options Are Available?

Our lenders offer flexible payment schedules, including daily, weekly, bi-weekly, or monthly collections. Monthly payment options are available for SBA loans, equipment financing, and business term loans. If you have specific repayment preferences, our team can guide you through the available options.

Are There Prepayment Penalties?

Certain products, such as SBA loans and equipment financing, may entail prepayment penalties under specific circumstances. However, some products offer prepayment discounts, allowing you to pay back less if you settle the loan early. We can provide detailed information on prepayment terms and potential discounts based on your chosen product.

What Are the Qualifications for Business Loans?

Qualifications vary among lenders, necessitating a tailored approach to match you with suitable options. Our team navigates a diverse marketplace to identify lenders aligned with your business's needs and financial circumstances, regardless of your credit history.

Where Do Your Lenders Offer Financing?

We provide financing solutions to businesses in all 50 states, ensuring accessibility and support nationwide.

To initiate the funding process with Cedric Burl and Company, we require the following information and documentation:

1. Business Name and Location: Provide the legal name of your business along with its physical address.

2. Duration in Business: Specify how long your business has been in operation.

3. Owner(s) Name: Provide the name(s) of the owner(s) of the business.

4.State of Incorporation: Indicate the state in which your business is incorporated.

5.Amount of Funding Needed: Clearly state the amount of funding you are seeking for your business.

6.Intended Use of Funds: Provide details on how the funding will be utilized within your business operations.

7.Financial Documentation:

   1 Year Bank Statements: Furnish bank statements covering the past 6 to 12 months to help us assess your business's financial health.

   1 Year Tax Returns: Submit your business's tax returns for the previous year to provide insight into your financial history.

   Credit Report (if applicable): In some cases, a recent credit report may be required to assist in the evaluation process with some lenders.

By providing this information and documentation, we can expedite the assessment of your funding needs and work towards securing the financing solution that best fits your business requirements. Rest assured that all information provided will be treated with the utmost confidentiality and used solely for the purpose of facilitating your funding request. Should you have any questions or require further assistance, our team of Business Finance Advisors is here to guide you through the process.

Contact us today to fulfill your business funding needs. Whether you require capital for expansion, equipment, inventory, or any other business purpose, we're here to assist you every step of the way. Our team is dedicated to finding the right financing solutions tailored to your specific requirements and goals.

Additionally, if you're seeking investment capital to fuel growth and innovation in your business, we invite you to explore the link below. Discover how we can help you source investors' capital and unlock opportunities for your business's success.

Learn More  

Fraud & Misrepresentation Statement:

We take fraud prevention seriously. Any misrepresentation or fraudulent activity encountered in the process of obtaining business loans will be promptly reported. Our commitment to integrity extends to all aspects of our operations, and we will cooperate fully with authorities in investigating and prosecuting instances of fraud.

In addition to working closely with the Small Business Administration (SBA), the Federal Trade Commission (FTC), and the Federal Bureau of Investigation (FBI) in overseeing business lending practices, we emphasize that any individual or entity involved in fraudulent behavior, including any member of your staff, referring partners, affiliates, or business partners, will be prosecuted to the fullest extent of the law.

Rest assured, we are dedicated to maintaining the highest ethical standards and protecting the interests of our clients and partners. Together, we strive to foster a trusted and secure environment for business financing.